Agreement to Terms
By accessing or using the corviqen-core website and services, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access our website or use our services.
Description of Services
corviqen-core provides educational programs and resources focused on financial literacy. Our services include online educational materials, structured learning programs, and related resources designed to improve financial understanding and capability.
Educational Nature of Services
Our programs are educational in nature and are not intended as financial advice. The information provided is for general educational purposes and should not be relied upon as a substitute for professional financial advice tailored to your specific circumstances.
Not Financial Advice
Content provided through our programs does not constitute investment advice, tax advice, legal advice, or any form of professional financial planning. We recommend consulting with qualified professionals for personalized financial guidance.
No Guaranteed Outcomes
While our programs are designed to improve financial literacy, we make no guarantees regarding specific financial outcomes. Results depend on individual application, circumstances, and external factors beyond our control.
User Responsibilities
When using our services, you agree to:
- Provide accurate and complete information during enrollment
- Maintain the confidentiality of your account credentials
- Use our services only for lawful purposes
- Not reproduce, distribute, or modify our content without permission
- Not attempt to gain unauthorized access to our systems
Intellectual Property
All content provided through corviqen-core, including text, graphics, logos, educational materials, and software, is the property of corviqen-core or its content suppliers and is protected by intellectual property laws.
Limited License
Upon enrollment in a program, you receive a limited, non-exclusive, non-transferable license to access and use the program materials for personal educational purposes only. This license does not permit commercial use or redistribution.
Program Access and Enrollment
Enrollment Terms
When you enroll in a program, you enter into a contract for educational services. Program fees are specified at the time of enrollment and must be paid in full before access is granted.
Access Duration
Program access duration is specified for each program at enrollment. We reserve the right to modify access periods with reasonable notice to enrolled participants.
Refund Policy
Refund eligibility is determined based on the specific program and timing of the request. Generally, refund requests must be submitted within 14 days of enrollment, subject to applicable consumer protection laws.
Acceptable Use
You may not use our services to:
- Violate any applicable laws or regulations
- Infringe on intellectual property rights
- Transmit harmful or malicious code
- Harass, abuse, or harm others
- Collect information about other users
- Share account access with unauthorized parties
Content Accuracy
While we strive to provide accurate and current information, we make no warranties regarding the completeness, reliability, or accuracy of content. Financial regulations, tax laws, and best practices evolve, and information may become outdated.
Third-Party Links
Our website may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or practices of external sites. Links are provided for convenience and do not constitute endorsement.
Limitation of Liability
To the fullest extent permitted by law, corviqen-core shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services, even if we have been advised of the possibility of such damages.
Our total liability for any claims arising from your use of our services shall not exceed the amount you paid for the specific program giving rise to the claim.
Indemnification
You agree to indemnify and hold corviqen-core harmless from any claims, damages, losses, liabilities, and expenses arising from your violation of these Terms of Use or your use of our services.
Disclaimers
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
Modifications to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services following any changes constitutes acceptance of those changes.
Modifications to Services
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice. We shall not be liable for any modification, suspension, or discontinuation of services.
Termination
We reserve the right to terminate or suspend your access to our services at our discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.
Dispute Resolution
Any disputes arising from these terms or your use of our services shall be resolved through good faith negotiation. If negotiation fails, disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and corviqen-core regarding use of our services.
Contact Information
Questions about these Terms of Use should be directed to:
corviqen-core
42 Kensington Gardens
London, W2 4BH
United Kingdom
Email: info at corviqen-core.space